While insurance is a great financial tool curated to save the policyholder from any financial burden in case of an emergency, when it comes to the ground reality, the entire claiming process is not as easy as it seems to be. Insurance agents who often talk lengthily about being the guardian angel a policyholder needs, do a 180 when it is time to pay the policyholder their assured sum. The reason for this is simple: they technically are representatives of the insurance company, and as the insurance company is who they work for, the insurance company’s interest is what they protect.
But that does not mean that people should stop getting insurance policies at all. Despite its flaws, insurance is a very solid financial tool. All one needs is to follow the terms and conditions to the fullest and not make any legal breaches to ensure they can fully enjoy its benefits. The best way to do so is through a lawyer. Especially in accidents and injury cases, the best bet to get a full claim is through an Alaska personal injury lawyer. The best approach to such a situation is to hire a top Alaska personal injury lawyer right after the accident, and communicate with the insurance company only through the lawyer.
How To Deal With An Insurance Company In Persoanl Injury Cases
If you have had the unfortunate experience of dealing with a personal injury, applying for an insurance claim is your right. However, do not make the rookie mistake of trusting your insurance company blindly and simply applying for the claim. Rather, follow the below-mentioned advice to ensure that your claim is not rejected, and you get what is dully yours:
Hire An Alaska Personal Injury Lawyer Immediately
The first thing you need to do is hire an Alaska personal injury lawyer immediately. After calling the police and emergency services, you should immediately contact your lawyer. If you don’t know any top lawyers, ask around among family and friends or look for lawyers online. No matter what, do not delay this process. Hire a good lawyer as soon as you can.
Do Not Make Any Statement Without Your Lawyer
Until and unless you have hired a lawyer and have already discussed your case with them, do not make any statement to the police, any other authority, or person. Anything you say will be taken as an admission and used against you in court. So, first, talk to your lawyer and then make any statement. Better yet, let your lawyer do the talking for you.
Never Settle The Case Or File A Claim without Your Lawyer
When filing an insurance claim for personal injury, the cardinal rule is to never make any decision in the absence of your lawyer. The insurance agent might suggest settling the cases as soon as possible and insist that you do not need a lawyer, but never trust that. Remember that you always need a lawyer, and until and unless your lawyer says so, there is absolutely no need to settle the case.
Conclusion
Dealing with insurance companies in personal injury cases can be challenging, especially when they prioritize their interests over yours. To protect your rights and maximize your claim, having an experienced Alaska personal injury lawyer by your side is crucial. From the moment the accident occurs, let your lawyer handle all communications and decisions to ensure you receive the full compensation you deserve without falling into legal traps.
Featured Image Source: https://cdn.pixabay.com/photo/2014/07/06/13/55/calculator-385506_1280.jpg